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FLIGHT INSURANCE AND ACCIDENT UNKNOWNS

If the commercial airliner you or a loved one is traveling on is "downed" by an act of terrorism and if you die, the typical, standard flight insurance policy may provide little or no coverage. This also applies to acts of nature too.

You may have to seek out additional coverages if you want to be covered for plane crashes due to intentional or unintentional acts of violence. It may be wise to get additional coverage when flying internationally or out of large metropolitan airports in the USA.

Unfortunately, if your flight does crash you may die less than minute later due to inhaling toxic fumes because, to date, the industry still allows toxic and flammable materials to be used on board airliners in everything from seat linings to blankets, except in newer planes, but nobody knows how many of the older planes are still flying!

Moreover, beware of wearing polyester or pantyhose on board. They may be flammable. Consider wearing 100% cotton which is not as flammable.

Additionally, passenger airliners involved in airline accidents up to 50% of the time they may not be retired from the skies but may actually be repaired and be flying today! After a plane accident can the same plane be structurally sound enough to be repaired? Or is the airline industry consciously or unconsciously putting economic considerations above passenger safety?

SUPPLEMENTAL SOURCES: CNBC-TV THE MONEY CLUB 7/29/96 and AMERICAN JOURNAL TV NEWS 6/27/96

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